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Buying real estate in Bulgaria

Population: 7.6m

Currency: Lev

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Bulgarian property for sale buying property in Bulgaria

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Bulgarian laws regarding buying property can vary slightly depending on the type of property you buy.

Taxation and Estate Planning arrangements should be investigated by a qualified tax consultant.


Real Estate Prices in Bulgaria

Range Varies, for example:
From £15,000 / $30,000 for rural homes in need of some renovation
From £10,000 / $20,000 for apartments
From £20,000 / $40,000 for suburban homes

Bulgarian Living Costs

The standard of living in Bulgaria is low with similar salaries. Cost of living in considerably lower than the UK and France with very low property prices, so only a modest income is needed if you were to live there. On average, the cost of living in Bulgaria is much lower than the E.U average, particularly in rural areas.

Buying real estate in Bulgaria

For a regular freehold residential property.

An agreement to buy is negotiated between the buyer and seller and an initial contract is drawn up by the Real Estate Agent or a Notary and signed by the buyer and seller which legally binds both parties.

You would now pay a deposit of about 10% of the purchase price which remains held in a special account by the Notary or selling agent until completion of the sale when the property will no longer be open to offers from other parties. You would lose the deposit if you do not proceed with the purchase.

The final contract is signed at the Notary’s office and the deeds pass to the buyer and the land registered. You must then pay the balance of the purchase price to the Notary who will then pay the vendor. You will also need to provide the Notary a copy of your birth certificate and, if applicable, a copy of a Marriage Certificate.

Solicitor / Lawyer

A solicitor/lawyer is recommended to protect your interests and conveyance the property title when buying real estate in Bulgaria. They will be in addition to the Notary who is mandatory for property transactions, we are happy to instruct a suitable firm to act for you where required, please speak to our offices if this is required.


You can borrow up to 70% from Bulgarian banks and should be declared at the time of the preliminary agreement. The normal repayment term is 15 years. Click here to arrange a mortgage in Bulgaria.

Our guide will not cover all the legal and full financial information for your Real Estate purchase but should enable you to get an idea into the financial involvement.

For more information on Bulgarian Property and to arrange your viewing visit:

Bulgaria Property Viewing Arrangements

Property Bulgaria Search:

Bulgarian Property Search