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Buying real estate in Finland
A solicitor/lawyer will correspond with the real estate agent in negotiation of the purchase price before the buyer and seller sign the final document contracts. The solicitor/lawyer will notarise them on your behalf and issue the official owner document.

Solicitor / Lawyer
It is advisable to use a solicitor/lawyer to check through the sale agreement, run checks with the local council read survey reports and sign for completion of contracts.

Fees
Transfer tax must be paid, at the latest, when applying for registration of the deed and title to the acquired real estate. The transfer tax rate is 4%. If the registration has not been applied for, or such an application is unnecessary, the tax must be paid within six months of concluding the transfer contract.

Property Tax
In Finland, there is a separate municipal tax on real estate. The tax is payable by those who own the taxable property at the beginning of the calendar year, even if they are non-resident investors. The tax rate is based on the taxable value of each individual estate. The general rate may vary between 0.3% and 1.0%. For permanent residences, the tax rate may vary between 0.15% - 0.50%. Municipalities decide annually, within agreed limits, what percentage will be used in their particular municipality.

For more information on Finland Property and to arrange your viewing visit:

Finland Property Viewing Arrangements

 


real estate Finland
  Finland

Asuntohaun Real Estate
  www.huoneistokeskus.fi

Enneko Oy, Helsinki
  www.enneko.fi

Heinolan Kiinteistökeskus Oy LKV, Finnish
  www.suomi.net/heiki

Kimitoons Fastighetsjanst Ab AFM - Real Estate agency in the archipelago of Finland
  www.kimitofast.fi

OP-Kiinteistökeskus Oy LKV, Oulu, In Finnish
  www.suomi.net/opkk

Real Estate Agencys in South East Finland
  www.mt-k.sci-fi/english.html

Real Estate Scandinavia
  www.constellator.se

Saaristoeksperttimmy
  www.talopiste.com

Sinun Kotiasi Varten, SKV, Finnish/English
  www.suomi.net/skv

Stonel Ltd, Helsinki
  www.stonel.net

SWK Toimitilat, Finnish/English
  www.swk.fi

Y.S. Peltonen, Lapland
  www.net.fi/users/ysip

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