Buying real estate in Sweden
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Sweden is the largest country in Scandinavia and the
fourth largest in Europe, bordering Norway and Finland, firmly
planted within the Arctic Circle.
Real Estate Prices in Sweden
Varies, for example:
Locations to buy real estate in Sweden
being Sweden's capital is popular and including the suburbs represents
about 20% of Sweden's total population and with the growth of financial
and technical companies around Stockholm this will likely grow. It
is situated on the Baltic Sea, at the entrance to Lake Malaren and
is built on 14 islands with many exceptional waterside buildings.
Living & Costs in Sweden
Sweden has enviable living standards supported by high tech capitalism and extensive welfare benefits.
The Swedish 'Allemansrat' - meaning 'every man's right' - gives anyone in Sweden, local or tourist, the right to roam wherever they like in this extraordinary country of forests, lakes and sub-arctic ice deserts. A country slightly larger than France, but more similar in its long extended shape to California, it has only a fraction of the inhabitants, which means that there are still vast tracts of untouched wilderness to be explored. Half the country is forested and there are an incredible 100,000 lakes to discover. Needless to say, Swedes are outdoor pursuits fanatics. In a country where the buses always run on time and part of your driving test takes place on a sheet ice skidpan, outdoor activities are an invigorating combination of the meticulously well planned and the unexpectedly exhilarating.
Sweden is the largest country in Scandinavia with a surface area of 450,000 square kilometers and 9 milion inhabitants. Sweden is a parliamentary democracy (the Swedish monarchy is purely constitutional) and it has been a member of The European Union since 1995.
About one-third of all young people in Sweden go on to higher education at one of the universities and colleges. Instruction is free of charge at all levels of the regular school and higher education system. Private schools and colleges are few in number and generally receive government grants.
The country of Sweden is often described in terms of contrasts: innovative modernity and historical tradition, high technology and magnificent natural settings, rationality and beuty, land and water.
Despite these extremes the characteristic of the people is often described by the typical Swedish word "lagom" which literally means "not too much and too little". Consequently, Swedes are often regarded as quiet and somewhat reserved people who try to avoid conflicts and rarely show their feelings in public.
However, wherever you go, you will probably meet some nice and helpful people, who are able to speak English reasonably well and are more than willing to help you along!
Civil registration number
All Swedish citizens have a personal civil registration number called "personnummer". This number is used for national registration, documents such as driver's license and passport or when you are in contact with the authorities, banks etc. If your stay in Sweden is for less than one year, you do not require the number. However, if you get a job in Sweden you must have a personnummer, even if you stay for less than one year. If you have a residence permit for more than one year, you may apply for a personnummer. With a personnummer you can register at the Social Insurance Office, Försäkringskassan. This will then entitle you to medical benefits at reduced cost.
You apply for a personal civil registration number at the local tax office, lokala skattekontoret. Bring your passport, the letter of admission and, if you are married, your marriage certificate.
Buying real estate in Sweden
is usual for a Real Estate Agent to be used for buying and selling
of property in Sweden. They will handle the necessary paperwork and
communicate buying and selling prices with all parties involved.
solicitor/lawyer can always be useful; especially in over seas property
deals but is not an obligation in Sweden.
duty is charged on registration of title deeds and would usually be
around 1% of the purchase price. Real Estate Agents fees on average
of 3.5% are payable by the seller and it would be wise to check they
are registered and insured.
is payable at the annual rate of around 1.5% of the properties regularly
assessed value at 75% and will be charged on tax registered foreign
ownership. Newly built homes or renovated homes are exempt for at least
the first five years with the next five years at a reduction of 50%.
Expenses for construction of buildings incur V.A.T at 25%.
in Sweden tend to grant mortgage loans up to 75% of the value of the
property usually with fixed rate option periods for repayment. Payment
terms are pretty flexible, the average being around 20 years. Tax on
the mortgage deeds of 2% on the amount for Swedish based mortgages
may be due. Click
here to arrange a mortgage in Sweden.
For more information on Swedish Property and to arrange your viewing visit: