Costa Blanca has a reputation as being expat paradise within two hours of home! Coupled with some of the mildest of winter climates and excellent sporting and leisure facilities the Costa Blanca is a prime location to purchase in but also has massive appeal for booking that short break. For no obligation assistance FREEPHONE from the UK on 0500 123454 or 0044 870 050 6016 from elsewhere.
Most visitors to this coastline arrive at Alicante airport which features daily flights from Easyjet, Flybe, Monarch amongst others however San Javier airport to the south, on the Costa Blanca - Costa Calida border, is planned to be expanded shortly and should also be considered with frequent flights from Ryanair, British Airways. A new airport will shortly also be serving the area from the new International Airport at Murcia's capital city, which is slightly inland. Please be careful with the budget airlines baggage allowances, the related excess baggage charges are not cheap and leave a very bad taste in your mouth.
In Northern Costa Blanca you will find the main areas as Moraira, Javea, Altea, Denia, Oliva, Villajoyosa and the Jalon Valley where you will find stunning coastlines and marinas with breathtaking mountain and valley views. Then Benidorm and its surrounding areas with its massive tourist appeal and leisure activities.
In the Southern Costa Blanca, Torrevieja, Santa Pola, La Marina, Campoamar, La Mata, Cabo Roig, Punta Prima, Playa Flamenca, and Guardamar are the main towns where the vast majority of beaches have been awarded the EEC Blue Flag Award for cleanliness and rightly so, an ideal place to settle in retirement for that second Home or Spanish Investment Property. The area is already a mecca for the golfer who enjoy courses such as Villamartin, Las Ramblas, La Finca, Algorfa, Campoamor and many many more in development, like those featured by www.CostaHomesDirect.com the off plan discount homes specialist operating slightly inland. The areas marinas include Campoamor, Torrevieja and on the border or Southern Costa Blanca and Northern Costa Calida's Mar Menor and its wonderful watersport facilities.
Inland Costa Blanca you will find the unspoilt jewels of Sax, Pinoso, Yecla, Monvar, Fortuna, Catral, Novelda, Elche, Aspe, Elda, Jumilla, Hondon and many more areas that can be described as Real Spain. If you aren't at all interested in urbanisations and would prefer a more individual approach to Spanish life then talk to us about our Inland Property Viewings from just 25 minutes inland from the beaches. We offer more range of properties from more agents, private vendors and developers than any other company operating on the Costa Blanca, how do we do this its simple we are totally Independent and Impartial to your needs which means we aren't tied to any property company and with us your choice is endless.
The Costa Blanca has been recommended by the World Health Organisation as one of the most healthiest environments to live in Europe. New Property prices range from around €65,000 for a 2 bedroom apartment and from €125,000 for a detached villa. There is also very good value to be found in purchasing resale properties, which come in a wide range of shapes and sizes. Always remember to bear in mind that purchasing in off peak Winter months often brings you extra good value for money and we offer a resale choice of properties as wide as the market itself, we do not tie ourselves down to certain suppliers and have unlimited access to all Costa Blanca Resale Properties.
The Costa Blanca occupies the heart of the Spanish Mediterranean coastline, a land of light and colour bathed by the sea. Extending from Denia to Horadada, it covers almost 140 kilometres of some of the most beautiful coastal scenery to be found anywhere along Mediterranean shores. Characterized not only by it's scenic beauty but also by a rich diversity of landscapes and settings, the Costa Blanca is made up of a series of clearly differentiated regions. From the shallow lagoons and extensive sand dunes of the south to the deeply indented rocky coves and bays of the north, this privileged corner of Spain offers all everything that has made this country so highly favoured with holiday home a property purchasers.
With more than 20 kilometres of clean golden beaches, the landscape gradually changes into a curtain of mountains the run parallel to the sea, with dramatic cliffs and private sandy coves, where majestic granite outcrops provide a panoramic delight as they guard the entrance to sparkling blue bays. At Cabo de la Nao, the south-eastern-most point of the Spanish Mainland, it is possible to glimpse the islands of Ibiza and Formentera, approximately 90 kilometres distant.
The clear blue waters and stunning underwater scenery make it a diver's paradise, while the setting of the sun, as it bathes sea, sky and land in a rich golden glow, is an experience not easily forgotten. Further south, the cliffs are a creamy white tint from which the Costa Blanca (white coast) derives its name. Covered with Mediterranean scrub and coastal pine, this is an area whose romantic lighthouses and ancient ruins encapsulate the history and soul of the Mediterranean. While the coast boasts excellent transport facilities of motorways, railways, ferry ports and 3 international airports, Costa Blanca is one of the most stunning and unspoilt areas in Europe. With average temperatures between 18 & 28 degrees the climate is not only healthy-rated one of the best by the World Health Organisation- but also made just for you, with Hotels, health and fitness spas, 19 golf courses and every watersport imaginable.
Buying Property in Spain
Buying a Spanish property will normally be contained in a private contract with a deposit of around 10% payable which is binding by law. It is possible to agree a contract where either party may change their minds at a financial cost. The private contract should contain details of the agreed deposit payment, purchase price and details for payment of the outstanding balance of the agreed buying price plus any additional extras and your intended completion. A Notary will prepare the official contracts and make sure it complies with Spanish regulations. If there is common ownership a Community of Owners must be established through which community charges can be shared. If your property is contained in an apartment block then the law will relate to the Horizontal Division and this should be clarified, especially in new developments. Any property sale or purchase in Spain should be registered in the Land Registry and its important to make sure any relevant taxes are paid before this is done.
It is common practice for the sale and purchase price to be understated by Spanish sellers, enabling them to reduce their tax liability and reducing your stamp duty fees. However, you could be liable for Capital Gains tax on additional profit once the true price is declared and non residents will normally be expected to deposit 5% of the sale proceeds with local tax offices until any agreements are reached, and could have liability by both seller and buyer if the profits or in excess of set limits around 8,000 Euros.
You would expect to pay a total of around 10% of the purchase price for realestate in Spain. This could include Stamp duty, charged at 7% of the official selling price (4.5% for the Canaries), and 0.5% for contract documents Land Registry is charged against a rateable table held by local authorities. There will also be a tax on the increase of the land your property lies on since it was last sold and should be paid by the vendor. Notary fees will also be included in the total costs.
All your Spanish property taxes will be based on the official price registered, not on selling prices and you would expect to pay under 1% annually, plus additional service taxes set by the local authority. Wealth tax charges apply for residents after 17m ptas of net assets; if you don't apply for residency you could be charged tax for all your net assets. Rate varies from fractions of a percent to over 2% depending on net assets. Click Here for more info.
Spanish lenders will allow you to borrow against Spanish property and can usually be arranged in most major currencies normally over terms of up to 40 years, at up to 80% of the buying price, interest only repayment terms are also available. For a 50% loan of the property value we offer loans in Spain with no / limited proof of income. Click here to make a Spanish Mortgage Enquiry.
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